Us-A-What?
The good news is that I have accepted offer on a co-op that I fell in love with immediately upon seeing it. The bad news is the immense blizzard of paperwork that is required for the approval process. At any rate, one of the documents required is a brief letter from the bank certifying that I have accounts, for how long, etc. The cost of this service? 30 dollars. I mean, it’s a great racket; what are you going to do, walk away from the purchase? Take your money elsewhere (assuming you can find one that forgoes this level of extortion) and have to deal with changing your direct deposit, lose the advantage of having had stable accounts, etc. ?
See also: the fees required to send out standardized test scores.