Can you spot the invisible people in this graph?

Delinquency rates overall have been steadily improving since the crisis. Overall 90+ day delinquency rates are at 5.0 percent, much improved from the peak of 8.7 percent reached during the first quarter of 2010, with declines in the individual 90+ day delinquency rates for mortgages and auto loans and a slight increase in the delinquency rate for credit cards.

h/t Matt Leichter.